As the appraisal management professionals continue to push in congress for control of the ordering process, appraisers continue to look on with disgust (while doing nothing) at the reforming landscape of the appraisal industry.  At what point will we organize and defend our industry, which is quickly morphing into an HMO-like business, with the end customer paying as much as $150 more than the free market price, and "management professionals" offering illegal kickbacks to lenders AND often raking in more than HALF of the appraisal fee!